What a whirlwind twelve months this is turning into as you have turned your life around in dramatic style. You were down in the dumps just over a year ago, with many you considered to be friends turning their back after you hit a slippery slope and found yourself without money or a job.
Thankfully, something inside of you clicked and you woke from your slumber. You initially decided to take on some menial work to get yourself going, where you met a beautiful woman. This gave you the spur that you needed as you went on a training course and have now found a better paid job with prospects.
The icing on top of the cake is that you and your loved one are to get married. The only way you could be happier is if you had somewhere decent to live that you could call your own, but how could you possible achieve that? Well, the answer is through using one of the non-conforming loans on the market.
A non-conforming loan means that it is a loan given to someone with a poor credit rating, and that is an apt synopsis of your previous financial situation before you got your act together. Your days of being useless with money and being irresponsible are thankfully behind you, but it could have left a scar impossible to heal.
Fortunately, you have found a broker offering excellent interest rates compared to its competitors who assist people just like you as well as those who have a quick and regular turnover of jobs, those in debt and even new arrivals to Australia. They offer loans as well as the non-conforming mortgage that you would prefer to take on.
Jumping onto the property ladder will be a huge boost to your esteem and living standards, and who knows, it might be the first step prior to moving into somewhere more palatial. It will also do wonders for your credit score which will assist you when you need to make purchases elsewhere. Not requiring much down payment is a huge help, as are the less stringent requirements demanded by a conventional bank.
Why should you struggle forever more because you had a blip along life’s highway. It is possible for anyone to veer, but with a non-conforming loan you will soon be full steam ahead and looking forward to life in your own home.